Getting Better

High gray skies with a low-lying layer white cumulus in between the top-cover and the ground. Interesting muddle today. So we went down to the Evil City of Sleazeballs and Gov. Slimsuckers: Sack-O-Tomatos. It’s been a week since our last visit, and about three-weeks since our neighbor went into the Hospital, but she of the double brain aneurysm is visibly better than last time, and less at a loss for words. Therapy is keeping her busy, and last-time she complained saying, “I’m sorry I can’t be more articulate.” – but that right there was a good word-choice and a good sign. Today she was wearing her jogging shoes and it was other stuff to complain about, and we can tell she’s anxious to be out of the smelly facility and back home. I pointed to her shoes and told her she should make a break for it! She laughed.
Wednesday is septic-pumping at the new “other place,” and Thursday is the Inspection (and with that, Termite). I need to have a couple checks ready for the guys. State Farm declined to cover us because the zip-code is “high fire-danger” – but there are plenty of other homes out there, and this-here zip-code is also “high fire danger.” So…we got pointed to a broker who found a couple of mainstream biggies who will cover: both Travelers and Hartford. We’ll probably move our vehicles and all the rest to one of those…so bye-bye Snake Farm after thirty years. Things are looking up! Soon we’ll be measuring walls and painting at The Remote High-Chaparral Chalet, elevation about 3,100 ft.

About NotClauswitz

The semi-sprawling adventures of a culturally hegemonic former flat-lander and anti-idiotarian individualist, fleeing the toxic cultural smug emitted by self-satisfied lotus-eating low-land Tesla-driving floppy-hat wearing lizadroid-Leftbat Califorganic eco-tofuistas ~

13 thoughts on “Getting Better

  1. If you have much in the way of hills on that property, be careful of riding mowers. Some are designed for that sort of ground, most are for level acreage. Even then, you have to learn how not to use them. Research first!

  2. Watch those costs. Trick with income property is to make it nice but don’t bust the bank, otherwise you lose the INVESTMENT part of the equation.

    I’m sure you know that, though. Let me know if you want any more obvious and unasked-for advice. 😉

    • Some the costs are unavoidable, I’m a designer. If I want/need to make it rentable to folks coming up from San FranSleezesco to visit the Amador County, Somerset, and local wine-country it needs to have high-end appliances and can-do furnishings. Really, Napa is sold-out price-wise and over-visited – trashed, wiped-out. There’s too many people trying to fit into the same time-frame. But to rent-out, nobody among The BayAryans will rent a shack – they want four-star, and I don’t mind living here while I do it.
      This is not really for locals, except I’m local now. This is a 10-year investment in land appreciation with benefits, instead of the useless banks, and quality work and finishing holds its value.

  3. The lowest cost and best coverage here in Texas, and down in Florida, are the respective Farm Bureau insurance companies.

    California has a Farm Bureau, but I’m not seeing the common logo or direct links to their insurance, other than health.

    Both cars and the house here are written under Farm Bureau. About two thirds the cost of other carriers.

    Reason why is simple. The bulk of their insured base really is the rural truck with the bale of hay in the back, doing 50 mph down the back road. Not many of them wrapped around phone poles on Rice Rocket Alley in glitzy Houston at 3 am. Same with the homeowners, in terms of profile and more highly self-responsible and lower risk stereotypes.

    See if you can track down coverage from (any possible) California Farm Bureau. If they offer coverage, it could work out quite well for you.

    Sunk New Dawn
    Galveston, TX

    • Not sure how that works here up at 3,000 feet elevation in the hilly-piney woods, but we actually are in a high fire danger zone – what the hell it’s as good as earthquake country!
      There are too many tourists (and gang-bangers) coming up on Hwy 50 who just rocket-up from the Bay to Tahoe, and have little knowledge of the space between – and I’m glad because they are afraid of us gun-totin’ hillbillies. But it’s still way better than all the major truck-traffic that dominates (and crashes) on the boring 80-corridor to Reno.

    • Fire zone or not, do check ’em out. If they offer insurance, I’ll betcha it’s better and cheaper, withal.

      Ain’t nuttin’ but a fone call, right?

      Sunk New Dawn
      Galveston, TX

    • Hmmm… There are a few hoops to jump-through, like you have to join. Mail in your Farm Bureau member application form. Non-farmers can join at the cost of $72 yearly to be “Associate Members” – but they don’t offer farm or ranch (or home) insurance coverage, just “up to” %7.5 auto-discount through Nationwide. “Agricultural Members” can receive farm or ranch insurance coverage and can get “up to” %12.5 discount on auto insurance. There’s the “State Compensation Insurance Fund,” which offers insurance but, “only agricultural producers are eligible for enrollment.”

    • OTOH there’s nugget of an idea. We’ve been avoiding “horse property,” stuff that is fenced and cross-fenced – but what if I bought a couple horses and some cows and became a rancher? I would qualify for the “Agricultural” thing…

  4. I must have missed the post on the new place. Congrats!. Hope all permits sail through the process. It is always fun to start a “new” home project.
    I have a binder of finishes, paints, colors, textures, etc that I like, and a couple hundred pages torn from the Restoration Hardware catalog…sigh. I really want to make an RH aviator wing desk…

    • Thanks dear, it’s not new-new and it’s not big. but it’s looking more and more “happening”. Thank for your words of encouragement. I’m going to need them while my wife second-guesses every move and cost I make… But it’ll be “my” place, even though our funds are inextricably linked.

  5. Congratulations on your new place. Sounds like you’re going to have quite a lot of fun there.

    We got a little bit of moisture out of that storm you got, just a little light sprinkle. Also got a little bit last night, for some reason.

    Our rental house needs a depressing amount of work. Looks like we’re going to be staying in the rental longer than we’d hoped before were able to move to the quote retirement house unquote.

    Again congratulations on the new place. I love the feeling of starting in on a new house on a new piece of dirt. It’s just a great feeling.

    • Thanks! Don’t be depressed, the work will make the income-stream work and once you’re done it will be like way-better!
      We hope the inspection doesn’t uncover any disasters. I am already plotting the kitchen make-over, drawing up the elevations and plan-view in Illustrator – not exactly the right tool, but it’s the only one I have. And then the two baths – use one, fix one. And I may need a riding mower. The costs are mentally starting to mount-up!

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